1-year period
Sep 18, 2025 – Sep 18, 2026+3.77%cumulative total return
#60 of 97 eligible investments on these dates.
59 investments have a higher return.
(60 − 1) ÷ (97 − 1)≈ 0.6146
Armchair Insider
SGOV iShares 0-3 Month Treasury Bond ETF
Short Treasury bills provide an income-producing reserve and opportunity-cost benchmark. Income falls when short-term rates fall; corporate-credit funds are not cash deposits.
Total-return consistency rank#71100 eligible investments
The longer period is the weaker standing, setting a ranking score of 0.7722. Lower scores rank first.
Hypothetical investment
Growth of $10,000
Dividends reinvested · no additional contributions
SGOV would be worth$12,0275-year growth · as of Sep 18, 2026
S&P 500 (SPY)$18,763Same $10,000 · same dates
Total gain / loss+$2,027+20.3% total return
SGOVS&P 500 (SPY)
Sep 20, 2021 · $10,000 investedSep 18, 2026
Based on adjusted market prices through the latest available completed session, before personal taxes and trading costs.
Checking the latest completed session…
Market performance
Total return
Price movement plus reinvested distributions, compared with SPY.
+20.3% over 5 years
1 YEAR TOTAL RETURN+3.8%#60 return rank · 97 peers
Price0% of return0.0%
Dividend100% of return+3.8%
5 YEARS TOTAL RETURN+20.3%+3.8% / yr annualized#62 return rank · 80 peers
Price3% of return+0.6%
Dividend97% of return+19.7%
Dividend includes all distributions and reinvestment.
Sep 20, 2021Sep 18, 2026
Total return+20.27%
S&P 500 (SPY)+87.63%
Annualized return+3.76%
Largest drawdown-0.03%
Transparent ranking calculation
Why SGOV ranks #71
Total-return consistency · Compared with the active Armchair Insider collection through Sep 18, 2026.
5-year period
Sep 20, 2021 – Sep 18, 2026+20.27%cumulative total return
#62 of 80 eligible investments on these dates.
61 investments have a higher return.
(62 − 1) ÷ (80 − 1)≈ 0.7722
Period score = (rank − 1) ÷ (eligible count − 1). This is the fraction of other eligible investments ahead of this one, from 0 (none ahead) to 1 (all ahead). It makes standings comparable when the two periods have different peer counts. A single eligible investment scores 0.
Use the weaker period
max(0.6146, 0.7722)≈ 0.7722
Lower scores come first. A stronger period cannot cancel a weaker one.
Add the two period scores
0.6146 + 0.7722≈ 1.3867
The lower combined score comes first when the weaker-period scores match.
SGOV places #71 of 100
The longer period is the weaker standing, setting a ranking score of 0.7722. Lower scores rank first.
Remaining tie-breaks & return formula
If both scores tie, higher longer total-return rate comes first, followed by higher recent total return. Investments equal on both scores and both returns to eight decimal places share a rank; ticker A–Z only orders those tied rows.
For SGOV, the longer total-return tie-break is +3.7644% annualized; the recent total-return tie-break is +3.7723% cumulative.
Total return = 100 × (ending adjusted close ÷ starting adjusted close − 1). The period standings compare cumulative total returns on the same dates. Annualization is only used for the longer-return tie-break.
Annualized return = 100 × ((1 + total return ÷ 100)^(1 ÷ years) − 1), with years measured as elapsed days ÷ 365.2425. Histories under one year are never annualized. Peer returns are compared to eight decimal places; score sorting uses unrounded fractions. Numbers above are rounded for display.
This ranks observed total-return consistency, not business quality, dividend safety or expected future return. Each investment is compared with eligible peers over its own exact dates, so peer counts can differ. No quality, valuation or risk factors are added to this calculation.
This explains the collection’s default ranking. Search, category filters and chart periods do not change it; choosing another sort changes the list order. This is Income Lens’s calculation, not a score published by the strategy creator.
Why it is in this section
Short Treasury bills provide an income-producing reserve and opportunity-cost benchmark.
What to investigate
Income falls when short-term rates fall; corporate-credit funds are not cash deposits.
Independent selection; creator ownership or endorsement has not been verified. Issuer strategy establishes its exposure, not the sustainability of its payout.