Live Taxable KISS & DRIP — $100K Plan · 5-year lookback

What if we invested $100,000 5 years ago?

Apply this model portfolio’s allocations at the start, reinvest each holding’s distributions, and hold without rebalancing or adding money.

View model portfolio & allocations

Oct 11, 2021 – Oct 9, 2026Latest available completed session · Full 5-year investment history

Your $100,000 becomes$178,611Portfolio value at the end

Total gain / loss+$78,611After reinvesting distributions

5-year total return+78.61%Gain / loss ÷ $100,000

Same investment in S&P 500$191,499SPY · +91.50% · same dates

This planS&P 500 (SPY)

See each holding’s contribution · 11 investments

Starting dollar allocations match the model portfolio below. Contribution is each holding’s gain or loss divided by the full $100,000 budget; it adds up to the portfolio return.

Position values and contributions for the 5-year portfolio lookback
Holding	Starting allocation	Invested on	Ending value	Gain / loss	Contribution
CIIBlackRock Enhanced Large Cap Core Fund, Inc.	$10,00010%	Oct 11, 2021	$19,066	+$9,066	+9.07 pp
EMOClearBridge Energy Midstream Opportunity Fund	$10,00010%	Oct 11, 2021	$32,329	+$22,329	+22.33 pp
UTGReaves Utility Income Fund	$10,00010%	Oct 11, 2021	$15,936	+$5,936	+5.94 pp
BDJBlackRock Enhanced Equity Dividend Trust	$10,00010%	Oct 11, 2021	$15,161	+$5,161	+5.16 pp
EXGEaton Vance Tax-Managed Global Diversified Equity Income Fund	$10,00010%	Oct 11, 2021	$14,479	+$4,479	+4.48 pp
ADXAdams Diversified Equity	$9,7999.799%	Oct 11, 2021	$19,366	+$9,567	+9.57 pp
LGILazard Global Total Return and Income Fund	$9,4849.484%	Oct 11, 2021	$13,281	+$3,797	+3.80 pp
EOSEaton Vance Enhanced Equity Income Fund II	$8,6178.617%	Oct 11, 2021	$11,975	+$3,358	+3.36 pp
GAMGeneral American Investors Company	$8,5448.544%	Oct 11, 2021	$18,469	+$9,925	+9.93 pp
UTFCohen & Steers Infrastructure	$8,3788.378%	Oct 11, 2021	$11,309	+$2,931	+2.93 pp
HTDJohn Hancock Tax-Advantaged Dividend Income Fund	$5,1785.178%	Oct 11, 2021	$7,240	+$2,062	+2.06 pp
Portfolio total	$100,000	Oct 11, 2021	$178,611	+$78,611	+78.61%

Hypothetical hindsight illustration using this plan’s selected holdings and allocation weights. It is not the creator’s actual historical portfolio or a live performance record. Each position’s ending value is its initial allocation × ending adjusted close ÷ purchase-date adjusted close. Distributions are reinvested in the same security; no rebalancing, withdrawals or new contributions. Fractional shares are assumed. Personal taxes and transaction costs are excluded; fund expenses are reflected in market-price performance.

The window ends on the latest verified session shared by all holdings and begins on the first matched trading session on or after its 5-year anniversary. International comparisons require same-date prices and exchange rates. Chart points use dates with prices for every invested holding. Dollar values are rounded for display; totals use unrounded values. Return methodology

All holdings checked Oct 10, 2026.

Based on your Income Factory spreadsheet

Live Taxable KISS & DRIP — $100K Plan

11 investments with varied weights, fully allocating $100,000.

The ten source positions plus HTD from the broader Taxable Model. The extra holding makes a fully invested, unequal allocation possible without exceeding 10% per position.

See all 11 allocations Download allocations

Source as of Sep 19, 2026 · Plan prepared Sep 25, 2026

How the $100K plan is calculated

Source position sizes · 20-holding maximum · 1–10% limits

A smaller selection from the source

10 of the 10 source positions are included. HTD is an additional Income Lens selection from the broader Taxable Model, explicitly identified in the table and download. Source asset-class labels and dated metrics remain intact.

Varied position sizes

Retain up to the 20 largest source positions, breaking ties by ticker, and use their market values as relative allocation priorities. HTD is added from the August 31 Taxable Model at a 5% initial priority. With only ten holdings, the 10% maximum would force all weights to be exactly 10%; the eleventh allows unequal sizing. It was not in the live taxable source. Scale the relative priorities proportionally, holding each position between 1% and 10%. Redistribute the remaining budget among positions inside those limits. Round to whole dollars using largest fractional remainders, with ticker order breaking ties.

A fully assigned $100,000

Each investment receives between $1,000 and $10,000. These target weights adapt the source to your limits; they do not reproduce the creator’s full account.

Where the capital goes

Allocation by source asset class

Cov Call$38,61738.617%
Utility/Infra$28,37828.378%
Equity$18,34318.343%
Global Eq$9,4849.484%
Global-Hybrid$5,1785.178%

Position size does not measure risk. Funds can share managers and underlying exposures.

Dated spreadsheet income data

Income at the spreadsheet’s rates

8.26%Weighted source distribution rate

$8,257Annualized at source rates

$688Monthly equivalent

Each target allocation is multiplied by the sheet’s individual distribution yield on market price. The main source rates are dated Sep 19, 2026. HTD uses its separate Taxable Model rate dated Aug 31, 2026. This is an illustration, not a forecast or guaranteed income. The monthly figure is the annual total divided by 12, not a payment schedule. Distributions may change or include return of capital.

The $100,000 plan

11 holdings & allocations

Source position sizes · 20-holding maximum · 1–10% limits. Amounts are dollar targets before fees, taxes and share rounding.

11 of 11 holdings · Every amount is a proposed allocation in USD.

Proposed holdings, percentage allocations, dollar amounts and selection rationale
Investment	Weight	Amount to invest	Why this allocation
BDJBlackRock Enhanced Equity Dividend Trust CEFCov Call	10%	$10,0007.3% source yield $730/year at source rate	Source row 4. Source position value: $2,829. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
CIIBlackRock Enhanced Large Cap Core Fund, Inc. CEFCov Call	10%	$10,0006.1% source yield $610/year at source rate	Source row 5. Source position value: $3,347. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
EMOClearBridge Energy Midstream Opportunity Fund CEFUtility/Infra	10%	$10,0007.7% source yield $770/year at source rate	Source row 6. Source position value: $2,950. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
EXGEaton Vance Tax-Managed Global Diversified Equity Income Fund CEFCov Call	10%	$10,0007.9% source yield $790/year at source rate	Source row 8. Source position value: $2,790. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
UTGReaves Utility Income Fund CEFUtility/Infra	10%	$10,0006.4% source yield $640/year at source rate	Source row 12. Source position value: $2,903. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
ADXAdams Diversified Equity CEFEquity	9.799%	$9,79910.4% source yield $1,019/year at source rate	Source row 3. Source position value: $2,711. This sets its relative priority before the 1–10% limits. What to watch Equity-market losses, portfolio concentration and distributions that may include capital gains or return of capital. Research source
LGI LGILazard Global Total Return and Income Fund CEFGlobal Eq	9.484%	$9,4847.6% source yield $721/year at source rate	Source row 10. Source position value: $2,624. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
EOSEaton Vance Enhanced Equity Income Fund II CEFCov Call	8.617%	$8,61711.3% source yield $974/year at source rate	Source row 7. Source position value: $2,384. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
GAM GAMGeneral American Investors Company CEFEquity	8.544%	$8,5448.9% source yield $760/year at source rate	Source row 9. Source position value: $2,364. This sets its relative priority before the 1–10% limits. What to watch Equity-market losses, portfolio concentration and distributions that may include capital gains or return of capital. Research source
UTFCohen & Steers Infrastructure CEFUtility/Infra	8.378%	$8,37810.2% source yield $855/year at source rate	Source row 11. Source position value: $2,318. This sets its relative priority before the 1–10% limits. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
HTDJohn Hancock Tax-Advantaged Dividend Income Fund CEFGlobal-Hybrid	5.178%	$5,1787.5% source yield $388/year at source rate	Added from the broader Taxable Model, source row 14. HTD adds preferred and common dividend securities and enables unequal weights under the 10% cap. Initial priority: 5%, adjusted by the shared limits. Not in the live taxable account. What to watch Market losses, concentration, leverage where used, changing distributions and overlapping underlying investments. Research source
Total allocation	100%	$100,000	11 holdings · Fully allocated

Source trail

Sources & assumptions

Live Taxable KISS & DRIP spreadsheetKISS & DRIP TAXABLE LIVE PORTFOLIO (9/19/26). “Sheet1”, rows 3–12. Saved September 22, 2026.Taxable Model · added HTD positionHTD is an Income Lens addition from the August 31 Taxable Model, not a holding in the live taxable sheet.John Hancock · HTD strategyIssuer fact sheet, March 31, 2026: dividend-paying preferred and common securities, with a utilities emphasis. The spreadsheet’s category label is preserved.

Saved snapshot. This page uses the source captured September 22, 2026. It does not track future spreadsheet edits automatically. The eight sheets have different effective dates and should not be read as a synchronized set of accounts.

Historical comparison. The comparison above applies these target holdings to historical market prices with distributions reinvested. The live sheets may include earlier holdings in their reported returns. This comparison does not reconstruct Steve’s transactions or those replacement chains.

Holding changes. The source records EMO replacing JCE, ADX replacing USA and GAM replacing ASG. The old positions are not added as current holdings.

Separate budgets. Each active plan uses its own $100,000 budget. These are alternative allocations with overlapping holdings. No trades have been placed.

Saved original plan · September 20, 2026

The archived original $1M plan

The original $1M selections, weights, rationale and concentration limits remain unchanged for historical comparison.

View original AI recommendation