Public newsletter & portfolio
FreePublic access
Holdings, weights and trade explanations
The August newsletter links to an interactive portfolio and a downloadable PDF. Email signup is optional for reading the public edition.
Portfolio access & pricing · Checked September 21, 2026
Armchair Insider
Armchair Income · Independent income investor & creator
A public newsletter shares the creator’s income portfolio and trade explanations. The optional Lounge adds a paid investing community.
Access options
What it costs & what you get
Advertised prices checked on September 21, 2026. Confirm currency, taxes, any offer and the renewal charge with the provider.
Armchair Insider Lounge
$16per month · advertised
Community, income ideas and portfolio discussions
Circle’s listing also mentions discounted annual membership, but gives no annual price. The checkout price was not accessible for verification. The public portfolio does not require Lounge membership.
The evidence
Holdings, weights & update frequency
What is actually disclosed?
The snapshot shows tickers, names, portfolio percentages, yields and review links. It is presented as Armchair’s own portfolio. It does not show brokerage share counts, purchase lots or a complete personal balance sheet.
How current is it?
The latest public newsletter found was published August 30, 2026 and links to the August 28 snapshot. The archive shows roughly monthly editions. This is a dated disclosure; later trades and price movements may have changed the allocation.
Can we reproduce the allocation?
Yes, at the snapshot date. The 36 displayed weights add to 99.97%, while the source reports 100% in total; the 0.03-point difference is consistent with rounding. Any replica should retain the date and explain its rounding treatment.
How is it adapted to our $100K model rules?
The source contains 36 investments. Our current $100K model selects the 20 largest published positions and adapts their relative weights to 1–10% limits. It is a subset with adjusted allocations, not the full published portfolio. The original $1M AI model is preserved separately for comparison.
Most straightforward starting point
A dated research replica is feasible using the public allocation. Preserve each security’s identity, particularly the Annaly preferred share, and retain the publication date. Matching later returns would also require the subsequent trades, distributions, reinvestment decisions and costs.
Primary sources
What this review is based on
Public pages, provider FAQs and visible member previews. Research date is not the portfolio’s as-of date. Paid holdings were not accessed.
- Published portfolio snapshot
Inspected directly: August 28, 2026; 36 positions. Linked by the creator’s newsletter.
- August newsletter & portfolio PDF
Published August 30, 2026. The PDF confirms the snapshot date and allocation columns.
- Public newsletter archive
Latest edition found during this review: August 30, 2026.
- Lounge membership listing on Circle
Platform listing advertises $16/month. Checkout and annual pricing remain unverified.