What if we invested $100,000 5 years ago?
Apply this model portfolio’s allocations at the start, reinvest each holding’s distributions, and hold without rebalancing or adding money.
View model portfolio & allocationsAll values are in USD. Foreign listings use their local adjusted prices multiplied by same-date USD exchange rates, including currency gains or losses. London pence quotes are divided by 100 before conversion. No missing prices or FX observations are forward-filled.
This exact portfolio could not be bought in full 5 years ago. $3,144 (3.14%) stays in cash at 0% until the newer funds have a market price: MBGL — $3,144 invested Jul 1, 2026. The result below includes this cash assumption.
See each holding’s contribution · 20 investments
Starting dollar allocations match the model portfolio below. Contribution is each holding’s gain or loss divided by the full $100,000 budget; it adds up to the portfolio return.
| Holding | Starting allocation | Invested on | Ending value | Gain / loss | Contribution |
|---|---|---|---|---|---|
| FULH B Fuller | $7,1927.192% | Oct 11, 2021 | $5,983 | −$1,209 | -1.21 pp |
| RGLDRoyal Gold, Inc. | $6,2456.245% | Oct 11, 2021 | $16,932 | +$10,687 | +10.69 pp |
| SCLStepan | $6,2026.202% | Oct 11, 2021 | $3,529 | −$2,673 | -2.67 pp |
| OZKBank Ozk | $6,1156.115% | Oct 11, 2021 | $7,483 | +$1,368 | +1.37 pp |
| UVVUniversal | $5,9435.943% | Oct 11, 2021 | $6,951 | +$1,008 | +1.01 pp |
| AWRAmerican States Water | $5,9005.9% | Oct 11, 2021 | $6,110 | +$210 | +0.21 pp |
| BANFBancFirst | $5,7285.728% | Oct 11, 2021 | $10,593 | +$4,865 | +4.86 pp |
| DCIDonaldson | $5,6855.685% | Oct 11, 2021 | $9,353 | +$3,668 | +3.67 pp |
| HTOH2O America | $5,2975.297% | Oct 11, 2021 | $5,194 | −$103 | -0.10 pp |
| CWTCalifornia Water Service Group | $5,2115.211% | Oct 11, 2021 | $4,430 | −$781 | -0.78 pp |
| CTBICommunity Trust Bancorp | $5,1685.168% | Oct 11, 2021 | $10,846 | +$5,678 | +5.68 pp |
| MZTIMarzetti | $4,9534.953% | Oct 11, 2021 | $3,184 | −$1,769 | -1.77 pp |
| CBSHCommerce Bancshares | $4,7804.78% | Oct 11, 2021 | $4,940 | +$160 | +0.16 pp |
| MSEXMiddlesex Water | $4,7804.78% | Oct 11, 2021 | $2,730 | −$2,050 | -2.05 pp |
| TNCTennant | $4,7804.78% | Oct 11, 2021 | $4,431 | −$349 | -0.35 pp |
| ABMABM Industries | $4,7374.737% | Oct 11, 2021 | $5,737 | +$1,000 | +1.00 pp |
| SONSonoco Products | $3,5323.532% | Oct 11, 2021 | $3,371 | −$161 | -0.16 pp |
| MBGLMobility Global | $3,1443.144% | Jul 1, 2026Cash at 0% until this date | $2,711 | −$433 | -0.43 pp |
| UHTUniversal Health Realty | $2,7132.713% | Oct 11, 2021 | $2,529 | −$184 | -0.18 pp |
| PIIPolaris | $1,8951.895% | Oct 11, 2021 | $914 | −$981 | -0.98 pp |
| Portfolio total | $100,000 | Oct 11, 2021 | $117,951 | +$17,951 | +17.95% |
Hypothetical hindsight illustration using this plan’s selected holdings and allocation weights. It is not the creator’s actual historical portfolio or a live performance record. Each position’s ending value is its initial allocation × ending adjusted close ÷ purchase-date adjusted close. Distributions are reinvested in the same security; no rebalancing, withdrawals or new contributions. Fractional shares are assumed. Personal taxes and transaction costs are excluded; fund expenses are reflected in market-price performance.
The window ends on the latest verified session shared by all holdings and begins on the first matched trading session on or after its 5-year anniversary. International comparisons require same-date prices and exchange rates. Chart points use dates with prices for every invested holding. Dollar values are rounded for display; totals use unrounded values. New funds use their first available market close, which can follow the issuer’s inception date. Return methodology · MBGL issuer: July 1, 2026 regular-way trading
All holdings checked Oct 10, 2026.
Quantigence Small Cap — $100K Model Portfolio
20 positions with varied weights selected from the Small Cap calculator.
A $100,000 model using the supplied Small Cap Q-scores, with sector representation balanced across the 44-company candidate list. Selections and Q-score-proportional weights within 1–10% limits are Income Lens modeling choices, not Nanalyze’s published holdings.
CSV imported Sep 23, 2026 · CSV effective date not supplied · Report: Mid 2026Q-scores within a balanced sector mix
Use this option’s candidate list
Only the 44 rows in Quantigence Q-Score Calculator - Small Cap.csv are eligible. The source categories, input metrics and Q-scores are retained. “Small Cap” and “Upcoming Champions” are the publisher’s list names; we do not redefine membership using today’s market caps or dividend records.
Spread 20 places across sectors
Give the next place to a sector with the fewest selected holdings and remaining candidates. Among those candidates, choose the highest supplied Q-score; ties use the source ticker alphabetically. Repeat until 20 are selected. This favors higher scores within sectors while keeping sector counts as even as the list allows. It is our selection rule, informed by the report’s diversification discussion, not an official Quantigence allocation.
Size positions by Q-score
Select 20 holdings across the available sectors by supplied Q-score. Use each selected Q-score as its relative allocation priority. Scale the relative priorities proportionally, holding each position between 1% and 10%. Redistribute the remaining budget among positions inside those limits. Round to whole dollars using largest fractional remainders, with ticker order breaking ties. A higher supplied score receives a larger position until the cap is reached. Q-scores are selection inputs, not expected returns or a complete risk measure.
Allocation by source sector
- Financials$21,79121.791%
- Utilities$21,18821.188%
- Materials$19,63919.639%
- Industrials$15,20215.202%
- Consumer Staples$10,89610.896%
- Consumer Discretionary$5,4275.427%
- Technology$3,1443.144%
- Real Estate$2,7132.713%
Sparse sectors receive fewer positions. Some models have no candidates in several sectors, and their larger sectors can exceed 20%. This is a modeled starting allocation, not a risk-optimized portfolio.
Income at the calculator’s rates
Allocation dollars × the source yield for each selected holding. The CSV does not date these yields. This is not a current quote or forecast. The monthly equivalent divides the annual total by 12 and does not describe a payment schedule. Withholding taxes, FX costs, fees and changes in dividends are excluded.
Holdings, Q-scores & allocations
Q-scores are the supplied publisher values. Open a holding to see all seven calculator inputs and its source row.
20 of 20 holdings · Every amount is a proposed allocation in USD.
| Investment | Weight | Amount to invest | Why this allocation |
|---|---|---|---|
| 7.192% | $7,1921.73% source yield $124/year at source rate | 16.7Source Q-score Q-score 16.7 from source row 2. Selected by its score within Materials, while spreading positions across the source’s available sectors. 58 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 28.19%; five-year dividend growth: 7.9%; ten-year growth: 5.76%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 6.245% | $6,2450.95% source yield $59/year at source rate | 14.5Source Q-score Q-score 14.5 from source row 3. Selected by its score within Materials, while spreading positions across the source’s available sectors. 25 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 22.37%; five-year dividend growth: 9.63%; ten-year growth: 7.52%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 6.202% | $6,2022.75% source yield $171/year at source rate | 14.4Source Q-score Q-score 14.4 from source row 4. Selected by its score within Materials, while spreading positions across the source’s available sectors. 57 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 75.61%; five-year dividend growth: 5.31%; ten-year growth: 7.59%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 6.115% | $6,1153.61% source yield $221/year at source rate | 14.2Source Q-score Q-score 14.2 from source row 5. Selected by its score within Financials, while spreading positions across the source’s available sectors. 28 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 28.94%; five-year dividend growth: 10.99%; ten-year growth: 11.61%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 5.943% | $5,9436.06% source yield $360/year at source rate | 13.8Source Q-score Q-score 13.8 from source row 6. Selected by its score within Consumer Staples, while spreading positions across the source’s available sectors. 56 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 251.54%; five-year dividend growth: 1.25%; ten-year growth: 4.59%. Check the latest dividend policy, coverage and valuation before investing. The supplied payout ratio signals a coverage concern. Research source | |
| 5.9% | $5,9002.29% source yield $135/year at source rate | 13.7Source Q-score Q-score 13.7 from source row 7. Selected by its score within Utilities, while spreading positions across the source’s available sectors. 71 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 57.65%; five-year dividend growth: 8.51%; ten-year growth: 8.45%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 5.728% | $5,7281.69% source yield $97/year at source rate | 13.3Source Q-score Q-score 13.3 from source row 8. Selected by its score within Financials, while spreading positions across the source’s available sectors. 28 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 26.45%; five-year dividend growth: 21.34%; ten-year growth: 14.71%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 5.685% | $5,6851.31% source yield $74/year at source rate | 13.2Source Q-score Q-score 13.2 from source row 9. Selected by its score within Industrials, while spreading positions across the source’s available sectors. 30 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 32.35%; five-year dividend growth: 7.78%; ten-year growth: 6.22%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 5.297% | $5,2972.74% source yield $145/year at source rate | 12.3Source Q-score Q-score 12.3 from source row 10. Selected by its score within Utilities, while spreading positions across the source’s available sectors. 58 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 58.22%; five-year dividend growth: 5.29%; ten-year growth: 8.07%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 5.211% | $5,2112.50% source yield $130/year at source rate | 12.1Source Q-score Q-score 12.1 from source row 11. Selected by its score within Utilities, while spreading positions across the source’s available sectors. 58 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 61.75%; five-year dividend growth: 7.81%; ten-year growth: 6.83%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 5.168% | $5,1682.76% source yield $143/year at source rate | 12.0Source Q-score Q-score 12.0 from source row 12. Selected by its score within Financials, while spreading positions across the source’s available sectors. 46 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 35.51%; five-year dividend growth: 6.6%; ten-year growth: 5.51%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 4.953% | $4,9533.72% source yield $184/year at source rate | 11.5Source Q-score Q-score 11.5 from source row 13. Selected by its score within Consumer Staples, while spreading positions across the source’s available sectors. 63 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 61.03%; five-year dividend growth: 5.92%; ten-year growth: 7.18%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 4.78% | $4,7801.86% source yield $89/year at source rate | 11.1Source Q-score Q-score 11.1 from source row 16. Selected by its score within Financials, while spreading positions across the source’s available sectors. 58 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 26.63%; five-year dividend growth: 5.95%; ten-year growth: 7.14%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 4.78% | $4,7802.49% source yield $119/year at source rate | 11.1Source Q-score Q-score 11.1 from source row 15. Selected by its score within Utilities, while spreading positions across the source’s available sectors. 53 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 58.33%; five-year dividend growth: 5.73%; ten-year growth: 6.12%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 4.78% | $4,7801.43% source yield $68/year at source rate | 11.1Source Q-score Q-score 11.1 from source row 14. Selected by its score within Industrials, while spreading positions across the source’s available sectors. 54 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 72.02%; five-year dividend growth: 6.15%; ten-year growth: 4.48%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 4.737% | $4,7372.36% source yield $112/year at source rate | 11.0Source Q-score Q-score 11.0 from source row 17. Selected by its score within Industrials, while spreading positions across the source’s available sectors. 58 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 42.69%; five-year dividend growth: 8.83%; ten-year growth: 5.8%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 3.532% | $3,5323.57% source yield $126/year at source rate | 8.2Source Q-score Q-score 8.2 from source row 31. Selected by its score within Consumer Discretionary, while spreading positions across the source’s available sectors. 43 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 32.92%; five-year dividend growth: 3.71%; ten-year growth: 3.85%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 3.144% | $3,1440.88% source yield $28/year at source rate | 7.3Source Q-score Q-score 7.3 from source row 36. Selected by its score within Technology, while spreading positions across the source’s available sectors. 53 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 24.35%; five-year dividend growth: 4.73%; ten-year growth: 10.42%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 2.713% | $2,7136.63% source yield $180/year at source rate | 6.3Source Q-score Q-score 6.3 from source row 38. Selected by its score within Real Estate, while spreading positions across the source’s available sectors. 39 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 0%; five-year dividend growth: 1.39%; ten-year growth: 1.44%. Check the latest dividend policy, coverage and valuation before investing. Research source | |
| 1.895% | $1,8953.80% source yield $72/year at source rate | 4.4Source Q-score Q-score 4.4 from source row 44. Selected by its score within Consumer Discretionary, while spreading positions across the source’s available sectors. 31 years of dividend increases reported. Its Q-score also sets its relative allocation priority before the 1–10% limits; scores are not return forecasts. What to watchSource payout ratio: 373.24%; five-year dividend growth: 1.54%; ten-year growth: 2.14%. Check the latest dividend policy, coverage and valuation before investing. The supplied payout ratio signals a coverage concern. Research source | |
| Total allocation | 100% | $100,000 | 20 holdings · Fully allocated |
Your calculator snapshot and report
Candidate source. Quantigence Q-Score Calculator - Small Cap.csv, 44 companies. Imported Sep 23, 2026. The original values are saved; these pages do not connect to or refresh the paid calculator automatically.
Method reference. quantigence-report-mid-2026.pdf, Mid 2026: 30-stock diversification (pages 8–9), equal position sizes and staged investing (page 30), maintenance (page 31), Q-score factors (pages 36–37). Our 20-holding, unequal-weight designs follow your allocation limits and differ from the report’s 30-stock, equal-size example. The report does not prescribe these five exact portfolios. We use the supplied total Q-scores rather than reconstructing them from rounded CSV inputs.
Historical illustration. The one-year result applies this newly selected portfolio to earlier prices. It contains hindsight and selection bias, and is not an investable historical track record. It assumes a lump-sum allocation rather than the report’s staged contribution example. Foreign listings are converted to USD with same-date FX rates. Missing prices make the full comparison unavailable; holdings are never silently dropped.
International listings. Source “.CA” symbols use Yahoo’s “.TO” notation. Novo Nordisk’s source NOVO.CO identifies the Copenhagen B share, shown as NOVO-B.CO. Company listings remain distinct from U.S. ADRs. Corporate-action or insufficient-history limitations appear in the comparison.
Separate models. “All” selects from the ALL file, not the combined value of the other four portfolios. The lists overlap. Each model has its own $100K budget and is not Nanalyze’s own account. No trades have been placed.
The archived original $1M Nanalyze plan
The previous $1M selections, weights and rationale remain unchanged for historical comparison.
View original AI recommendation